Whether you're planning to change up your aesthetic with the latest crockery, stock up on essential cleaning products or are embarking on a kitchen upgrade with the latest shiny appliances, Zip gives you the option to enjoy your products now and spread the overall cost over a larger period. You can pay it off in manageable instalments later at the rate that suits you and your business' cash flow.
*Zip Pay is interest-free, always. Zip Money is interest-free for the first 3 months.
How Zip Works
2. Buy now
Purchase your products online at Nisbets.com.au and check out, selecting Zip as your ]payment option at the online check out. You pay nothing on the day.
3. Receive your goods
Enjoy your goods with nothing to pay upfront. Repayments kick in at the end of the next month.
4. Pay later
Repay your way! Flexible pay later options on a weekly, fortnightly or monthly basis or pay off early with no penalty.
2 Ways to Pay
Zip Pay
$350 - $1,000
Interest-free always
For everyday spending, from fashion to fitness, eyewear to electronics, pet care to bills.
- Interest-free always
Every transaction you make with Zip Pay is interest free always. - Flexible repayments
From $10 pw. Enjoy the freedom to set your schedule to weekly, fortnightly or monthly.** - No establishment fee
Pay nothing to sign up. - $7.95 monthly account fee
Pay your statement closing balance, in full, by the due date and we'll waive the fee. - Tap to pay everywhere
Add your Zip card to Apple or Google Pay to shop everywhere Visa is accepted.
Zip Money
Over $1,000
Bigger purchases
For buying that road bike, new sofa or renovating your home.
- Interest free for the first 3 months
Retailers may offer longer interest free terms (6-48 months). At conclusion of the interest free period, interest will be charged at the standard variable rate 21.9% per annum. - Flexible repayments
Enjoy the freedom to set your schedule to weekly, fortnightly or monthly. - One-off establishment fee
A one-off establishment fee may apply for new customers. - $7.95 monthly account fee
Waived if you have nothing owing. - Interest-free instalment plans
For purchases of $300 or more we'll set you up to repay in equal instalments to help you avoid interest charges.***
To learn more about Zip and to create an account, simply visit the Zip Pay website and find out which account option is right for you.
**Zip Pay: Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we’ll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable. Fees and charges subject to change. T&Cs apply. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878. Visit zip.co/au/zip-pay to find out more.
***Zip Money Instalments: Available to approved applicants only and subject to completion of satisfactory credit check upon application. Instalment plan splits eligible purchases of $300 and above into equal repayments within the interest free period. A monthly account fee of $9.95 applies and a one off establishment fee may apply for new customers. Additional charges may apply, see T&Cs. Under the contract, minimum monthly repayments are required and will vary depending on your credit limit. If you turn off instalments, all future transactions will be reverted to the minimum monthly repayment. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the applicable standard variable interest rate of 25.9% per annum, as at 1 June 2023. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878).